✅ Ideal for Savings & protection
✅ Moderate Premiums
✅ Limited Premium Payment
✅ Multiple premium payment frequency to choose from
✅ Premium Discount is available for higher Sum Assured
✅ Life Cover to the extent of Basic Sum Assured + Bonus + Final Additional Bonus (As applicable)
    ✷ Accident Death & Disability Benefit Rider option is available
    ✷ Term Rider option is available
✅ Life cover will start immediately after the policy start date
✅ Maturity benefit: Sum Assured + Bonus + Final Additional Bonus (as applicable) will be paid at the end of policy term
✅ Loan is Available any time after 3 full years premium payment
✅ Loan is Available any time after 3 full years premium payment
✅ Policy can be back dated within the same financial year to match your need
✅ Premium Paid is TAX EXEMPTED u/s 80 C.
All returns from the policy are TAX FREE u/s 10 (10)(D)
✅ Free lookup period for 15 days
✅ Save regularly to build a sizeable corpus on maturity
✅ Available in a wide range of terms - from 13 to 25. You can align the maturity as per Son’s career needs
✅ Limited premium term - Pay 3 years less than the term
✅ On maturity get Sum Assured + Bonus + Final Bonus (if any)
✅ On death, following benefits are payable:
    ✷ 10% of sum assured - every year till one year less than maturity date
    ✷ 110% of sum assured on maturity date
    ✷ All bonuses and Final Bonus (if any) for the entire term on maturity date
✅ Enhance the protection benefits by following riders:
    ✷ Accidental Death & Disability Benefit Rider
    ✷ Term Rider
✅ Loan is Available any time after 2 policy years.
✅ Policy can be back dated within the same financial year Premium Paid is TAX EXEMPTED u/s 80 C.
✅ All returns from the policy are TAX FREE u/s 10 (10) (D)
✅ Free lookup period for 15 days.
✅ Exclusive Plan for Saving and Retirement Planning.
✅ Guaranteed Lifetime Income at 8.00%
✅ Whole Life Risk Cover with Limited Premium Payment Option.
✅ Discount in Premium for Sum Assured of Rs.5 Lacs and above.
✅ Lifetime Cover to the extent Basic Sum Assured + Bonus + Final Bonus (if any)
✅ Loan Available after 3 full years of premium payment.
✅ On Maturity, Sum Assured + Bonus + Final Bonus (if any) will be paid.
✅ Policy Back dating available within the same financial year.
✅ LIC’s Accidental Death and Disability Benefit Rider OR Accidental Death Benefit rider, Term Assurance Rider and Critical Illness rider is available as an optional rider by payment of nominal additional premium.
✅ Free lookup period for 15 Days.
✅ Maturity Amount is Tax Free u/s 10 (10) (D).
✅ Perfect blend of Endowment & Whole Life plan
✅ Ideal for Regular Savings & Lifetime Cover
✅ Can be easily aligned with your family objectives with its wide choice of term.
✅ Life Cover to the extent of 1.25 times of Sum Assured + Bonus + Final Additional Bonus (as applicable) for the term selected. Thereafter whole life cover for the sum assured.
✅ Maturity: On completion of the premium term, full Sum Assured + Bonus + Final Additional Bonus (as applicable) will be paid.
✅ Optional Benefit:LIC’s Accidental Death and Disability Benefit Rider is available as an optional rider.
✅ Premium paid are Tax Exempted u/s 80 C & the Maturity amount is Tax Free u/s 10 (10) (D).
    ✷ 14 yrs. 30% at 10 & 12 yrs. each 40% of SA + GA + LA
    ✷ 16 yrs. 35% at 12 & 14 yrs. each 30% of SA + GA + LA
    ✷ 18 yrs. 40% at 14 & 16 yrs. each 20% of SA + GA + LA
    ✷ 20 yrs. 45% at 16 & 18 yrs. each 10% of SA + GA + LA
✅ Option to take maturity in lump sum or in 5,10 or 15 inst.
✅ Option for Death benefit in lump sum or in 5,10 or 15 inst.
✅ DAB rider available with exclusive limit of 1 crore.
✅ Accidental Disability, Critical Illness & Term Riders also available.
✅ Tax Benefits u/s 80C and 10(10D) and 80D.