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✅ An exclusive plan designed specially for the needs of High Net-worth Individuals.

✅ Non-linked Limited Payment Moneyback Plan. Guaranteed Additions:

    ✷ Rs. 50 per 1000 for 1st 5 years

    ✷ Rs. 55 per 1000 thereafter till end of Premium Term

✅ Loyalty Additions after 5 years.

✅ Risk cover equal to 125% of SA + GA + LA In-built Critical Illness cover:

    ✷ 10% of Sum Assured is paid on diagnosis of any 15-defined illness.

    ✷ Interest free deferment of premium for 2 years.

    ✷ Medical 2nd opinion from LIC empaneled doctors.

✅ Option of 14, 16, 18 and 20 years term with premium term of 10, 12, 14 and 16 years respectively.
Survival and Maturity benefits: Term Survival Benefit Maturity Benefit

    ✷ 14 yrs. 30% at 10 & 12 yrs. each 40% of SA + GA + LA

    ✷ 16 yrs. 35% at 12 & 14 yrs. each 30% of SA + GA + LA

    ✷ 18 yrs. 40% at 14 & 16 yrs. each 20% of SA + GA + LA

    ✷ 20 yrs. 45% at 16 & 18 yrs. each 10% of SA + GA + LA

✅ Option to take maturity in lump sum or in 5,10 or 15 inst.

✅ Option for Death benefit in lump sum or in 5,10 or 15 inst.

✅ DAB rider available with exclusive limit of 1 crore.

✅ Accidental Disability, Critical Illness & Term Riders also available.

✅ Tax Benefits u/s 80C and 10(10D) and 80D.